Experienced
Years of guiding Oxford homeowners through every kind of mortgage, from first homes to complex portfolios.
ExperiencedTrustedApproachable
Mortgage advice that feels like a conversation, not a transaction.
We're a friendly Oxford team helping first-time buyers, remortgagers and landlords find the right mortgage and stay looked after for the long haul.
Loved by Oxford homeowners on Google Reviews
Trusted
Whole-of-market advice. We recommend the right deal for you and your circumstances.
Approachable
No jargon, no silly questions. Pop in, call, or jump on a video chat, whatever works for you.
What we help with
Mortgage advice for every chapter
Whether you're buying your first home, moving, releasing equity, or growing a property portfolio, we'll find the right mortgage deal and guide you through every step of the process.
Best of all, there's no fee to pay until you're ready to submit your mortgage application.
01
First Time Buyer
Step-by-step support from search to keys.
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02
Remortgage
Secure the rate that works for you.
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03
Moving House
Port, top up, or start fresh with confidence.
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04
Buy to Let
First-time landlords through to portfolios.
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05
Shared Ownership
A practical route onto the ladder.
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06
Self Employed
Lenders who understand your income.
Learn moreCrunch the numbers
See what it might cost
Quick estimate
Mortgage calculator
A rough monthly figure to start the conversation. Real rates depend on your circumstances. Let's work out the right one together.
£
£
25 years
4.75%
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will be based on your needs and circumstances.
How we work
Four simple steps. We do the heavy lifting.
- 01
Chat
A relaxed conversation to understand your plans, budget and timeline.
- 02
Recommend
We compare the whole market and explain the deal that genuinely fits you.
- 03
Apply
We handle the paperwork and liaise with lenders, solicitors and estate agents.
- 04
Stay in touch
We're here for the life of your mortgage, reviews, remortgages and what's next.
Kind words
What clients say about us
"Honestly the most reassuring people to deal with. They explained every step clearly and never made us feel rushed. First-time buyer dream team."
"Sorted our remortgage six months ahead of the renewal and saved us a small fortune. Genuinely helpful, no hard sell."
"We've used The Money Consultancy three times now. They're our mortgage people for life. Warm, responsive and brilliant at what they do."
"Moving house felt huge until we sat down with them. They became part of our team and walked us through everything from porting to stamp duty."
"I'm self-employed and was nervous about getting a mortgage. They knew exactly which lenders to approach. Completed within weeks."
"Friendly, knowledgeable, never patronising. Highly recommend whether you're buying your first place or your fifth."
Ready when you are
No-pressure chat. Real, honest advice.
Bring your questions, and we'll bring the coffee. Pop into our Oxford office, jump on a call, or arrange a virtual meeting at a time that suits you.